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Banking & FintechSpain · European Union

Spanish pagarés read, validated and posted to the ERP — 85% faster, 99.4% field accuracy

European fintech · Production document intelligence · 2–4 week sprints

85%
cycle-time cut, scan to ERP
< 8s
per document versus 6 minutes manual
99.4%
field-level accuracy with VLM + OCR

How the business benefits

Before vs. after Allometrik

Payback window · 5 weeks

Before

  • Time per document6 min
  • Straight-through postingManual
  • Field errorsUnmeasured

After Allometrik

  • Time per document< 8s
  • Cycle time–85%
  • Field accuracy99.4%

The challenge

  • Pagarés arrived as scans and photos: handwriting, crossed signatures, bank stamps, degraded thermal paper, MICR/IBAN, vencimiento and legal clauses.
  • A wrong amount, date or IBAN became a reconciliation break and collection risk.

The approach

  • VLMs locate every field with bounding boxes; multi-stage OCR reads print, MICR and handwriting; cross-checks amount-in-words vs figures, IBAN checksums and date logic.
  • Validated records post to ERP and CSV; exceptions land in a side-by-side review queue.

Visual system blueprint

How it actually runs

Spanish pagaré — Comercial, S.L., 1.900,00 €, vencimiento 19/09/2020Importe · 99.8%Vencimiento · 99.6%Beneficiario & Letra · 99.4%Firma y Sello · 98.9%

Validated ERP record · < 8s

Importe
1.900,00 EUR
Vencimiento
19 / 09 / 2020
Beneficiario
José López Lopez
Firma y Sello
Comercial, S.L. · OK

Posted · 7.4s · amount-in-words matches figures · signature present

Stack deployed

What it runs on

  • Vision-language models
  • Multi-stage OCR
  • IBAN & legal validators
  • ERP connectors
  • Allometrik AI OS

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